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Our story

Finance IT Solutions (FIS) provides services and builds products for the lending and loan management industry. Founded in 2011, FIS builds both custom software solutions and plug-and-play SaaS platforms for a wide variety of loan management providers. FIS was originally founded to provide software products to the payday loan industry, where clients were processing thousands of loans per day. In this fast-paced testing ground, FIS cut its teeth by providing adaptive, custom software solutions that could respond in real time to a rapidly changing industry. Since then, FIS has branched out into all aspects of the loan management industry, with products for mortgage, auto loan, line of credit, student loan, and crowdfunding providers and more. FIS works with 50+ lenders all over the world and has successfully implemented hundreds of different projects. FIS prides itself on combining deep, industry expertise with highly customizable solutions that are attuned to every client’s particular needs.

Armands Liseks


Armands’ background involves a degree in Economics and Business Administration from the Stockholm School of Economics in Riga followed by 6 years of experience in management consulting. Armands joined the fintech space in 2016 in the area of open banking and data analytics. He advocates technology and applied analytics being the key competitiveness drivers in today’s financial services industry.

Kristaps Veinbergs

CTO and FIS co-owner

After getting a degree in CS and programming, Kristaps became an integral part of FIS in the area of data security and quickly became FIS’s go-to person for all IT solutions and projects. Having worked closely with a number of credit companies from around the world, he gained valuable insights into the inner workings of the lending industry. He now uses this knowledge to create bespoke technology solutions for FIS clients. Having spent the last decade at FIS, Kristaps has a strong connection to the entire team, which helps him manage people and projects.

CloudCredit founded in Latvia
First client
Entered Polish and Spanish markets
CC2 software integration
Introduced system automation
More than 50 clients in 13 countries
Expansion into the Middle East
Rebranded to (ex-CloudCredit)

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